Foreclosure Defense

Foreclosure is when a lender seeks the forceful extinguishment of the ownership, possession, and lien rights of owners and other parties in a mortgaged property, so that the lender can sell the property at auction.  These cases normally are filed when the borrower fails to keep up on mortgage payments. In Illinois, all foreclosures go through the courts, so they are known as judicial foreclosures.

JEP lawyers working on Foreclosure Defense provide services that may include:

  • Foreclosure Defense: when a borrower files defenses and counterclaims that it may have to the foreclosure.
  • Modifications: the lender and the borrower work out a deal to bring the mortgage current.
  • Deed in Lieu: the borrower enters an agreement with the lender to hand the property over to the bank directly, in exchange for dropping the lawsuit.
  • Consent Foreclosure: the bank and the borrower agree to have the court order that the lender has absolute title to the property secured by the mortgage, and that the borrower is released from any liability on the underlying debt.

  • Mark Almanza

    Almanza Law LLC

    Serves in Cook, DuPage, and Will Counties

    www.almanzalaw.com

    Mark Almanza is an alumnus of University of Chicago Law School and a veteran of the United States Air Force. Mark is committed to working with clients to obtain affordable access to the legal representation they deserve. Prior to founding Almanza Law, Mark worked at Lawndale Christian Legal Center, a non-profit law office representing youth in juvenile and criminal court, and has handled numerous felony, misdemeanor, and traffic cases ranging from DUI through First Degree Murder. Mark currently works with First Defense Legal Aid providing representation during arrest and investigations by the Chicago Police Department. As a child of immigrant parents, Mark understands the difficulties the immigrant community faces and is dedicated to helping clients navigate the complexities of the immigration system. Additionally, Mark has experience in real estate issues including handling mortgage foreclosures during the housing crisis and landlord/tenant issues. Mark focuses his practice on criminal defense, immigration, and residential real estate.

    Mark can be reached at (312) 380-9012 or mark@almanzalaw.com. This firm charges a $100 consultation fee. You can book a consultation here.

  • Brian Gilbert

    Chicago Advocate Legal NFP

    Serves in Cook County

    www.chicagoadvocatelegal.com/

    Brian Gilbert is a Chicago area attorney specializing in housing, real estate and consumer law, and is part of Chicago Advocate Legal NFP. His practice is dedicated to serving low and moderate income individuals and families with landlord/tenant issues, including security deposit withholdings, evictions, bad conditions, and more. Brian earned his J.D. as a Dean’s List student at The John Marshall Law School in Chicago, and his B.A., Cum Laude, from Carleton College in Northfield, Minnesota. He holds a Certificate in Health Law from The John Marshall Law School as well.

    You can reach him by phone at (312) 801-5918, or email at bgilbert@chicagoadvocatelegal.com. This firm charges $50 for in-person consultations and $25 for phone consultations.

  • Seth McCormick

    Great Lakes Consumer Law, LLC

    Serves in Cook, Kane, and Lake Counties

    www.greatlakesconsumerlaw.com

    Seth McCormick protects consumers and small businesses from the monied interests of banks, lenders and debt collectors. Seth spent the lion’s share of his career representing banks and hedge funds in collecting money owed to creditors. Now, Seth uses the tools and laws afforded to consumers to stop these institutions in their tracks. As an experienced litigator, Seth believes there are meaningful solutions for his clients that provide for efficient resolution of their problems. Seth can help you if you are facing foreclosure or debt collection. He can also represent you if you are being harassed by creditors, if you have been taken advantage of by a company, if a company or creditor is unfairly making negative reports to credit reporting agencies, if a company has engaged in unfair or deceptive trade practices in your dealings with them. If you are involved with a lender, a collection agency, a credit bureau or any other creditor, Seth McCormick can help. Seth represents people from all walks of life. He encourages you to contact him regardless of whether or not you think you can afford it. There are creative ways to structure payment, and it is possible that for certain claims he can represent you at no charge.

    Seth can be reached at seth@glclf.com or (312) 971-6787. This firm does not charge a consultation fee.